"A Summary" – Apr 2, 2011 (Kryon channelled by Lee Carroll) (Subjects: Religion, Shift of Human Consciousness, 2012, Intelligent/Benevolent Design, EU, South America, 5 Currencies, Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Middle East, Internet, Israel, Dictators, Palestine, US, Japan (Quake/Tsunami Disasters , People, Society ...), Nuclear Power Revealed, Hydro Power, Geothermal Power, Moon, Financial Institutes (Recession, Realign integrity values ..) , China, North Korea, Global Unity,..... etc.) -

“ … Here is another one. A change in what Human nature will allow for government. "Careful, Kryon, don't talk about politics. You'll get in trouble." I won't get in trouble. I'm going to tell you to watch for leadership that cares about you. "You mean politics is going to change?" It already has. It's beginning. Watch for it. You're going to see a total phase-out of old energy dictatorships eventually. The potential is that you're going to see that before 2013.

They're going to fall over, you know, because the energy of the population will not sustain an old energy leader ..."
"Update on Current Events" – Jul 23, 2011 (Kryon channelled by Lee Carroll) - (Subjects: The Humanization of God, Gaia, Shift of Human Consciousness, 2012, Benevolent Design, Financial Institutes (Recession, System to Change ...), Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Nuclear Power Revealed, Geothermal Power, Hydro Power, Drinking Water from Seawater, No need for Oil as Much, Middle East in Peace, Persia/Iran Uprising, Muhammad, Israel, DNA, Two Dictators to fall soon, Africa, China, (Old) Souls, Species to go, Whales to Humans, Global Unity,..... etc.)
(Subjects: Who/What is Kryon ?, Egypt Uprising, Iran/Persia Uprising, Peace in Middle East without Israel actively involved, Muhammad, "Conceptual" Youth Revolution, "Conceptual" Managed Business, Internet, Social Media, News Media, Google, Bankers, Global Unity,..... etc.)

The headquarters of the Corruption Eradication Commission (KPK) in 
Jakarta. (BeritaSatu Photo)
"The Recalibration of Awareness – Apr 20/21, 2012 (Kryon channeled by Lee Carroll) (Subjects: Old Energy, Recalibration Lectures, God / Creator, Religions/Spiritual systems (Catholic Church, Priests/Nun’s, Worship, John Paul Pope, Women in the Church otherwise church will go, Current Pope won’t do it), Middle East, Jews, Governments will change (Internet, Media, Democracies, Dictators, North Korea, Nations voted at once), Integrity (Businesses, Tobacco Companies, Bankers/ Financial Institutes, Pharmaceutical company to collapse), Illuminati (Started in Greece, with Shipping, Financial markets, Stock markets, Pharmaceutical money (fund to build Africa, to develop)), Shift of Human Consciousness, (Old) Souls, Women, Masters to/already come back, Global Unity.... etc.) - (Text version)

… The Shift in Human Nature

You're starting to see integrity change. Awareness recalibrates integrity, and the Human Being who would sit there and take advantage of another Human Being in an old energy would never do it in a new energy. The reason? It will become intuitive, so this is a shift in Human Nature as well, for in the past you have assumed that people take advantage of people first and integrity comes later. That's just ordinary Human nature.

In the past, Human nature expressed within governments worked like this: If you were stronger than the other one, you simply conquered them. If you were strong, it was an invitation to conquer. If you were weak, it was an invitation to be conquered. No one even thought about it. It was the way of things. The bigger you could have your armies, the better they would do when you sent them out to conquer. That's not how you think today. Did you notice?

Any country that thinks this way today will not survive, for humanity has discovered that the world goes far better by putting things together instead of tearing them apart. The new energy puts the weak and strong together in ways that make sense and that have integrity. Take a look at what happened to some of the businesses in this great land (USA). Up to 30 years ago, when you started realizing some of them didn't have integrity, you eliminated them. What happened to the tobacco companies when you realized they were knowingly addicting your children? Today, they still sell their products to less-aware countries, but that will also change.

What did you do a few years ago when you realized that your bankers were actually selling you homes that they knew you couldn't pay for later? They were walking away, smiling greedily, not thinking about the heartbreak that was to follow when a life's dream would be lost. Dear American, you are in a recession. However, this is like when you prune a tree and cut back the branches. When the tree grows back, you've got control and the branches will grow bigger and stronger than they were before, without the greed factor. Then, if you don't like the way it grows back, you'll prune it again! I tell you this because awareness is now in control of big money. It's right before your eyes, what you're doing. But fear often rules. …

Thursday, August 23, 2012

German cabinet passes new house rules for banks

Deutsche Welle, 22 August 2012

Bankers take risks and cash-in while the general public covers the cost. A new law should stop that from happening, the German government has promised. It could make doing business more expensive for banks.

G20 states all agree, the losses from risk-taking banks should no longer be a burden for taxpayers. In order to make that possible, the German cabinet decided on a new "basic order" Wednesday (22.08.2012). The guidelines came from Brussels and run to around 1,000 pages. While the contents continue to be haggled over in minute detail in capital cities throughout Europe, the German cabinet is already taking steps to implement the regulations. It wanted to send a clear signal, according to the Finance Ministry in Berlin. The new law will come into effect at the beginning of 2013.

German credit institutes will now have to raise their core capital quotas – that's capital not tied to risks such as credit or financial investments – to seven percent by the end of 2018. Up until now, it was just two percent. One lesson from the global banking crisis was that a large security buffer for possible losses should be created. If a bank fails to meet the minimum quota, bonus payments and dividend payouts must be approved by German financial market regulator BaFin. For 29 globally operating, so-called "system relevant" banks, the European Banking Authority (EBA) has already stipulated a net equity of at least nine percent. Deutsche Bank and Commerzbank belong to that group.

Stiff penalties

The law drawn up by the German government also states that banks must not break the upper limit for debt and must guarantee their liquidity. The goal is for them to remain solvent even if crisis hits. New security standards, more stringent monitoring, increased transparency and harsher sanctions through the banking regulators should rein in excessive risk-taking on the part of credit institutes, the costs of which are carried by taxpayers. As such, a bank that breaks the rules could face fines twice as high as the possible returns on a risky deal. In addition, banking executives can lose their accreditation and, in extreme cases, banks can even be shut down. 

Feeling the pressure: Finance
Minister Wolfgang Schäuble
The new regulations stem from a resolution that the governors of the central bank and leaders of the regulatory authorities from 27 of the most important industrial and developing countries agreed to in the Swiss city of Basel in September 2010. The agreement is known as Basel III. The European Union created a detailed package of rules and regulations in May 2012, the details of which are still being negotiated between the European Council, the European Parliament and the EU Commission. Above all, the issue is how far individual countries can stray from the regulations.

Feeling the pressure

Germany hopes to have the new law ready to be implemented by the end of the year. It is just one of about 40 proposed laws that Berlin hopes will better regulate the financial sector.

Finance Minister Wolfgang Schäuble has warned time is running out, since Europeans committed to implement the new house rules for banks before January 1, 2013. He hoped "that the partners in Brussels also feel the sense of urgency."

No comments: