Cempaka Business and Economy: 2011 Micro Credit Target at Rp20 Trillion

"A Summary" – Apr 2, 2011 (Kryon channelled by Lee Carroll) (Subjects: Religion, Shift of Human Consciousness, 2012, Intelligent/Benevolent Design, EU, South America, 5 Currencies, Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Middle East, Internet, Israel, Dictators, Palestine, US, Japan (Quake/Tsunami Disasters , People, Society ...), Nuclear Power Revealed, Hydro Power, Geothermal Power, Moon, Financial Institutes (Recession, Realign integrity values ..) , China, North Korea, Global Unity,..... etc.) - (Text version)

"The Timing of the Great Shift" – Mar 21, 2009 (Kryon channelled by Lee Carroll) - (Text version)

“ … Here is another one. A change in what Human nature will allow for government. "Careful, Kryon, don't talk about politics. You'll get in trouble." I won't get in trouble. I'm going to tell you to watch for leadership that cares about you. "You mean politics is going to change?" It already has. It's beginning. Watch for it. You're going to see a total phase-out of old energy dictatorships eventually. The potential is that you're going to see that before 2013.
They're going to fall over, you know, because the energy of the population will not sustain an old energy leader ..."

"Update on Current Events" – Jul 23, 2011 (Kryon channelled by Lee Carroll) - (Subjects: The Humanization of God, Gaia, Shift of Human Consciousness, 2012, Benevolent Design, Financial Institutes (Recession, System to Change ...), Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Nuclear Power Revealed, Geothermal Power, Hydro Power, Drinking Water from Seawater, No need for Oil as Much, Middle East in Peace, Persia/Iran Uprising, Muhammad, Israel, DNA, Two Dictators to fall soon, Africa, China, (Old) Souls, Species to go, Whales to Humans, Global Unity,..... etc.)

"The Recalibration of Awareness – Apr 20/21, 2012 (Kryon channeled by Lee Carroll) (Subjects: Old Energy, Recalibration Lectures, God / Creator, Religions/Spiritual systems (Catholic Church, Priests/Nun’s, Worship, John Paul Pope, Women in the Church otherwise church will go, Current Pope won’t do it), Middle East, Jews, Governments will change (Internet, Media, Democracies, Dictators, North Korea, Nations voted at once), Integrity (Businesses, Tobacco Companies, Bankers/ Financial Institutes, Pharmaceutical company to collapse), Illuminati (Started in Greece, with Shipping, Financial markets, Stock markets, Pharmaceutical money (fund to build Africa, to develop)), Shift of Human Consciousness, (Old) Souls, Women, Masters to/already come back, Global Unity.... etc.) - (Text version)

“… The Shift in Human Nature

You're starting to see integrity change. Awareness recalibrates integrity, and the Human Being who would sit there and take advantage of another Human Being in an old energy would never do it in a new energy. The reason? It will become intuitive, so this is a shift in Human Nature as well, for in the past you have assumed that people take advantage of people first and integrity comes later. That's just ordinary Human nature.

In the past, Human nature expressed within governments worked like this: If you were stronger than the other one, you simply conquered them. If you were strong, it was an invitation to conquer. If you were weak, it was an invitation to be conquered. No one even thought about it. It was the way of things. The bigger you could have your armies, the better they would do when you sent them out to conquer. That's not how you think today. Did you notice?

Any country that thinks this way today will not survive, for humanity has discovered that the world goes far better by putting things together instead of tearing them apart. The new energy puts the weak and strong together in ways that make sense and that have integrity. Take a look at what happened to some of the businesses in this great land (USA). Up to 30 years ago, when you started realizing some of them didn't have integrity, you eliminated them. What happened to the tobacco companies when you realized they were knowingly addicting your children? Today, they still sell their products to less-aware countries, but that will also change.

What did you do a few years ago when you realized that your bankers were actually selling you homes that they knew you couldn't pay for later? They were walking away, smiling greedily, not thinking about the heartbreak that was to follow when a life's dream would be lost. Dear American, you are in a recession. However, this is like when you prune a tree and cut back the branches. When the tree grows back, you've got control and the branches will grow bigger and stronger than they were before, without the greed factor. Then, if you don't like the way it grows back, you'll prune it again! I tell you this because awareness is now in control of big money. It's right before your eyes, what you're doing. But fear often rules. …”

Tuesday, January 04, 2011

2011 Micro Credit Target at Rp20 Trillion

Tempo Interactive, Monday, 03 January, 2011

TEMPO Interactive, Jakarta:The government is targeting the disbursement of Micro Credit Support (KUR) in 2011 to total Rp 18-20 trillion, up from Rp16.4 trillion in 2010.

“We are stepping on the gas. Each year the amount is increasing,” State-owned Enterprises Minister Mustafa Abubakar said in Jakarta last weekend.

This year the government has elected six state-owned banks, Bank Negara Indonesia, Bank Rakyat Indonesia (BRI), Bank Mandiri, Bank Tabungan Negara, Bank Bukopin, Bank Syariah Mandiri and 13 regional banks to distribute the micro credit. BRI was recorded as the biggest credit distributor last year with 9.7 trillion, or a half of the total KUR.

Bank Mandiri distributed Rp1.7 trillion during 2010. Half of the total loans were taken out by those in the agriculture and animal husbandry sector with a total 42,000 debtors, while more than 35% of those loans were taken out by those in the trade sector, with more than 12,000 debtors.

According to Mustafa, since KUR allocation began in 2007, the total credit received by micro entrepreneurs has amounted to Rp33.4 trillion. Soft loans were taken out by more than 3.8 million debtors, which employed 6.7 million workers. The limit of the loans without collateral varied to a maximum of Rp20 million per debtor, an increase from the previous Rp5 million.

Microcredit is expected to increase the number of Indonesian entrepreneurs, which is only 564,000 people or 0.24 percent of 163 million people of working age. “We need at least 4 million new entrepreneurs because we want to increase competitiveness,” said Coordinating Economic Minister Hatta Rajasa.

Evana Dewi

Cempaka Business and Economy

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Tuesday, January 04, 2011

2011 Micro Credit Target at Rp20 Trillion

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