Cempaka Business and Economy: BCA takes credit for 30 percent card growth in first quarter

"A Summary" – Apr 2, 2011 (Kryon channelled by Lee Carroll) (Subjects: Religion, Shift of Human Consciousness, 2012, Intelligent/Benevolent Design, EU, South America, 5 Currencies, Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Middle East, Internet, Israel, Dictators, Palestine, US, Japan (Quake/Tsunami Disasters , People, Society ...), Nuclear Power Revealed, Hydro Power, Geothermal Power, Moon, Financial Institutes (Recession, Realign integrity values ..) , China, North Korea, Global Unity,..... etc.) - (Text version)

"The Timing of the Great Shift" – Mar 21, 2009 (Kryon channelled by Lee Carroll) - (Text version)

“ … Here is another one. A change in what Human nature will allow for government. "Careful, Kryon, don't talk about politics. You'll get in trouble." I won't get in trouble. I'm going to tell you to watch for leadership that cares about you. "You mean politics is going to change?" It already has. It's beginning. Watch for it. You're going to see a total phase-out of old energy dictatorships eventually. The potential is that you're going to see that before 2013.
They're going to fall over, you know, because the energy of the population will not sustain an old energy leader ..."

"Update on Current Events" – Jul 23, 2011 (Kryon channelled by Lee Carroll) - (Subjects: The Humanization of God, Gaia, Shift of Human Consciousness, 2012, Benevolent Design, Financial Institutes (Recession, System to Change ...), Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Nuclear Power Revealed, Geothermal Power, Hydro Power, Drinking Water from Seawater, No need for Oil as Much, Middle East in Peace, Persia/Iran Uprising, Muhammad, Israel, DNA, Two Dictators to fall soon, Africa, China, (Old) Souls, Species to go, Whales to Humans, Global Unity,..... etc.)

"The Recalibration of Awareness – Apr 20/21, 2012 (Kryon channeled by Lee Carroll) (Subjects: Old Energy, Recalibration Lectures, God / Creator, Religions/Spiritual systems (Catholic Church, Priests/Nun’s, Worship, John Paul Pope, Women in the Church otherwise church will go, Current Pope won’t do it), Middle East, Jews, Governments will change (Internet, Media, Democracies, Dictators, North Korea, Nations voted at once), Integrity (Businesses, Tobacco Companies, Bankers/ Financial Institutes, Pharmaceutical company to collapse), Illuminati (Started in Greece, with Shipping, Financial markets, Stock markets, Pharmaceutical money (fund to build Africa, to develop)), Shift of Human Consciousness, (Old) Souls, Women, Masters to/already come back, Global Unity.... etc.) - (Text version)

“… The Shift in Human Nature

You're starting to see integrity change. Awareness recalibrates integrity, and the Human Being who would sit there and take advantage of another Human Being in an old energy would never do it in a new energy. The reason? It will become intuitive, so this is a shift in Human Nature as well, for in the past you have assumed that people take advantage of people first and integrity comes later. That's just ordinary Human nature.

In the past, Human nature expressed within governments worked like this: If you were stronger than the other one, you simply conquered them. If you were strong, it was an invitation to conquer. If you were weak, it was an invitation to be conquered. No one even thought about it. It was the way of things. The bigger you could have your armies, the better they would do when you sent them out to conquer. That's not how you think today. Did you notice?

Any country that thinks this way today will not survive, for humanity has discovered that the world goes far better by putting things together instead of tearing them apart. The new energy puts the weak and strong together in ways that make sense and that have integrity. Take a look at what happened to some of the businesses in this great land (USA). Up to 30 years ago, when you started realizing some of them didn't have integrity, you eliminated them. What happened to the tobacco companies when you realized they were knowingly addicting your children? Today, they still sell their products to less-aware countries, but that will also change.

What did you do a few years ago when you realized that your bankers were actually selling you homes that they knew you couldn't pay for later? They were walking away, smiling greedily, not thinking about the heartbreak that was to follow when a life's dream would be lost. Dear American, you are in a recession. However, this is like when you prune a tree and cut back the branches. When the tree grows back, you've got control and the branches will grow bigger and stronger than they were before, without the greed factor. Then, if you don't like the way it grows back, you'll prune it again! I tell you this because awareness is now in control of big money. It's right before your eyes, what you're doing. But fear often rules. …”

Saturday, June 09, 2007

BCA takes credit for 30 percent card growth in first quarter

The Jakarta Post, Jakarta

PT Bank Central Asia (BCA) says its credit-card business is set to continue its excellent performance, with up to 30 percent growth expected.

BCA director Suwignyo Budiman said Wednesday that at the end of the first quarter, the number of credit cards issued by the bank had increased by around 30 percent from the same period in 2006, and he predicted similar growth for the entire year.

BCA currently has almost 1.5 million cardholders, with outstanding credit amounting to Rp 2 trillion (US$227 million).

"We've been experiencing an average of 30 to 35 percent growth in cardholder numbers and outstanding credit from year to year," said Suwignyo after the launch of the bank's latest product, the BCA Visa Platinum credit card.

The platinum card is targeted at premium customers, including the 90,000 holders of BCA Prioritas savings accounts.

General manager Jonny Herjawan said he believed that 80 to 90 percent of BCA Prioritas customers would likely be interested in the new card.

However, he said that this year the bank was only targeting the issuance of between 15,000 and 20,000 platinum cards, accounting for about 16 to 22 percent of BCA Prioritas customers, for this year, and around 50,000 cards, accounting for 55 percent of BCA Prioritas customers, by the end of next year.

The BCA Visa Platinum card offers various benefits, including Visa worldwide privileges, the Visa Platinum Concierge service, Visa Platinum Club membership, medical assistance at clinics in both Indonesia and overseas, and accident insurance of up to Rp 1 billion.

Prior to the launch of the new card, BCA had issued a number of other credit cards, such as the BCA card, BCA MasterCard, BCA Visa and BCA JCB.

All of the BCA cards can be used at millions of outlets worldwide, including more than 50,000 in Indonesia. The cards can also be used at 800 BCA offices and more than 4,700 ATMs throughout the country.

Suwignyo said that with the expected sharp increase in the number of the bank's cardholders, its credit-card business would make a significant contribution to BCA's total revenues this year.

"But I can't say the exact percentage it will contribute to profits," he said. "However, it will be quite significant and will keep growing from year to year."

BCA earned a net profit last year of Rp 4.24 trillion, up 18 percent from Rp 3.59 trillion in 2005.

Jonny said that in 2006, BCA controlled about 10 percent of the domestic credit-card market, which had about 8.1 million cards in circulation from 20 different issuers.

Cempaka Business and Economy

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Saturday, June 09, 2007

BCA takes credit for 30 percent card growth in first quarter

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