"A Summary" – Apr 2, 2011 (Kryon channelled by Lee Carroll) (Subjects: Religion, Shift of Human Consciousness, 2012, Intelligent/Benevolent Design, EU, South America, 5 Currencies, Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Middle East, Internet, Israel, Dictators, Palestine, US, Japan (Quake/Tsunami Disasters , People, Society ...), Nuclear Power Revealed, Hydro Power, Geothermal Power, Moon, Financial Institutes (Recession, Realign integrity values ..) , China, North Korea, Global Unity,..... etc.) -

“ … Here is another one. A change in what Human nature will allow for government. "Careful, Kryon, don't talk about politics. You'll get in trouble." I won't get in trouble. I'm going to tell you to watch for leadership that cares about you. "You mean politics is going to change?" It already has. It's beginning. Watch for it. You're going to see a total phase-out of old energy dictatorships eventually. The potential is that you're going to see that before 2013.

They're going to fall over, you know, because the energy of the population will not sustain an old energy leader ..."
"Update on Current Events" – Jul 23, 2011 (Kryon channelled by Lee Carroll) - (Subjects: The Humanization of God, Gaia, Shift of Human Consciousness, 2012, Benevolent Design, Financial Institutes (Recession, System to Change ...), Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Nuclear Power Revealed, Geothermal Power, Hydro Power, Drinking Water from Seawater, No need for Oil as Much, Middle East in Peace, Persia/Iran Uprising, Muhammad, Israel, DNA, Two Dictators to fall soon, Africa, China, (Old) Souls, Species to go, Whales to Humans, Global Unity,..... etc.)
(Subjects: Who/What is Kryon ?, Egypt Uprising, Iran/Persia Uprising, Peace in Middle East without Israel actively involved, Muhammad, "Conceptual" Youth Revolution, "Conceptual" Managed Business, Internet, Social Media, News Media, Google, Bankers, Global Unity,..... etc.)

The headquarters of the Corruption Eradication Commission (KPK) in 
Jakarta. (BeritaSatu Photo)
"The Recalibration of Awareness – Apr 20/21, 2012 (Kryon channeled by Lee Carroll) (Subjects: Old Energy, Recalibration Lectures, God / Creator, Religions/Spiritual systems (Catholic Church, Priests/Nun’s, Worship, John Paul Pope, Women in the Church otherwise church will go, Current Pope won’t do it), Middle East, Jews, Governments will change (Internet, Media, Democracies, Dictators, North Korea, Nations voted at once), Integrity (Businesses, Tobacco Companies, Bankers/ Financial Institutes, Pharmaceutical company to collapse), Illuminati (Started in Greece, with Shipping, Financial markets, Stock markets, Pharmaceutical money (fund to build Africa, to develop)), Shift of Human Consciousness, (Old) Souls, Women, Masters to/already come back, Global Unity.... etc.) - (Text version)

… The Shift in Human Nature

You're starting to see integrity change. Awareness recalibrates integrity, and the Human Being who would sit there and take advantage of another Human Being in an old energy would never do it in a new energy. The reason? It will become intuitive, so this is a shift in Human Nature as well, for in the past you have assumed that people take advantage of people first and integrity comes later. That's just ordinary Human nature.

In the past, Human nature expressed within governments worked like this: If you were stronger than the other one, you simply conquered them. If you were strong, it was an invitation to conquer. If you were weak, it was an invitation to be conquered. No one even thought about it. It was the way of things. The bigger you could have your armies, the better they would do when you sent them out to conquer. That's not how you think today. Did you notice?

Any country that thinks this way today will not survive, for humanity has discovered that the world goes far better by putting things together instead of tearing them apart. The new energy puts the weak and strong together in ways that make sense and that have integrity. Take a look at what happened to some of the businesses in this great land (USA). Up to 30 years ago, when you started realizing some of them didn't have integrity, you eliminated them. What happened to the tobacco companies when you realized they were knowingly addicting your children? Today, they still sell their products to less-aware countries, but that will also change.

What did you do a few years ago when you realized that your bankers were actually selling you homes that they knew you couldn't pay for later? They were walking away, smiling greedily, not thinking about the heartbreak that was to follow when a life's dream would be lost. Dear American, you are in a recession. However, this is like when you prune a tree and cut back the branches. When the tree grows back, you've got control and the branches will grow bigger and stronger than they were before, without the greed factor. Then, if you don't like the way it grows back, you'll prune it again! I tell you this because awareness is now in control of big money. It's right before your eyes, what you're doing. But fear often rules. …

Monday, May 07, 2007

Netherlands-based Indover moves to leave past depravities behind

Rendi Akhmad Witular, The Jakarta Post, Amsterdam

For Indover Bank, a specialized wholesale bank fully owned by Bank Indonesia (BI) but based in the Netherlands, it seems that few achievements have been made over the years other than the discrediting of its own name.

Years of inefficiency and allegations of the laundering of funds belonging to corrupt Indonesian officials, politicians and businessmen have long clouded the image of the bank.

But efforts are now in place to try turn things around, thanks largely to renewed commitment from the central bank and the government to maximize the functions of Indover and to prevent any past wrongdoings from reoccurring.

Bank Indonesia is currently in the process of transferring the ownership of Indover to the government through a state-owned bank, as required by the Central Bank Law, which bans BI from owning any business entities or subsidiaries.

The transfer must be completed by the 2009 deadline.

And with new management on board, the Amsterdam-based Indover is now slowly finding its feet as a financier for Indonesian trade-related businesses, especially exporters.

"To do this, improvements in financial performance are surely needed. We will attain this by turning around our business orientation by focusing more on supporting Indonesian exporters. That is actually our main objective," Indover's managing director, Chairy Hakim, told The Jakarta Post recently.

Chairy explained that getting the business back on track was necessary in order to address the bank's financial losses, its past performance, its main function and other past problems.

Indover, which now has assets worth some 800 million euros, was close to collapse following the Asian financial crisis. That was before BI intervened by injecting some Rp 3.5 trillion (US$370 million) as a provision to cover the bad loans the bank had extended.

Indover's non-performing loan (NPL) condition has since improved and now stands at less than 1.5 percent, lower than the 5 percent cap set by the central bank.

However, it still recorded a 10 million euro loss in 2005 and is pending completion of an audit of its 2006 books. Despite this, the bank has projected it will make a profit this year on the back of higher lending, of which corporate lending is estimated to grow by 110 million euros.

In another sign of improvement, the bank has recently gained the confidence of financial investors after securing US$100 million in syndicated loan facilities, which is aimed mostly at expanding its trade financing to Indonesian exporters.

The loans also mark Indover's attempts to reduce its prolonged dependency on the central bank, which has been pouring in expertise and trillions of rupiah in funding support.

"The bank should be able to raise funds from the public to be less dependent on BI funds. We have to get into the market and make ourselves known," said Chairy, who is a former executive of state-owned Bank Export Indonesia.

The loans, provided by nine international banks under lead organizers Bayern LB, Natixis, Commerzbank Aktiengesellschaft and Overseas-Chinese Banking Corporation Limited, have a one-year maturity period with interest rates of 50 basis points above LIBOR (London interbank-offered rate).

Chairy said the bank would raise more funds this year to refinance its matured debts and expand its intermediary functions. For instance in July, the bank plans to raise more than US$100 million in new syndicated loans in July.

Indover has an extensive network in the exporting gates of Europe and Asia, with branches in Hamburg, Hong Kong and Singapore.

Recently, Indover facilitated major trade financing for state-owned miner PT Timah, where it managed to help the company penetrate new markets in Hungary and arranged the payment for the Bangka-based firm.

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