"A Summary" – Apr 2, 2011 (Kryon channelled by Lee Carroll) (Subjects: Religion, Shift of Human Consciousness, 2012, Intelligent/Benevolent Design, EU, South America, 5 Currencies, Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Middle East, Internet, Israel, Dictators, Palestine, US, Japan (Quake/Tsunami Disasters , People, Society ...), Nuclear Power Revealed, Hydro Power, Geothermal Power, Moon, Financial Institutes (Recession, Realign integrity values ..) , China, North Korea, Global Unity,..... etc.) -

“ … Here is another one. A change in what Human nature will allow for government. "Careful, Kryon, don't talk about politics. You'll get in trouble." I won't get in trouble. I'm going to tell you to watch for leadership that cares about you. "You mean politics is going to change?" It already has. It's beginning. Watch for it. You're going to see a total phase-out of old energy dictatorships eventually. The potential is that you're going to see that before 2013.

They're going to fall over, you know, because the energy of the population will not sustain an old energy leader ..."
"Update on Current Events" – Jul 23, 2011 (Kryon channelled by Lee Carroll) - (Subjects: The Humanization of God, Gaia, Shift of Human Consciousness, 2012, Benevolent Design, Financial Institutes (Recession, System to Change ...), Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Nuclear Power Revealed, Geothermal Power, Hydro Power, Drinking Water from Seawater, No need for Oil as Much, Middle East in Peace, Persia/Iran Uprising, Muhammad, Israel, DNA, Two Dictators to fall soon, Africa, China, (Old) Souls, Species to go, Whales to Humans, Global Unity,..... etc.)
(Subjects: Who/What is Kryon ?, Egypt Uprising, Iran/Persia Uprising, Peace in Middle East without Israel actively involved, Muhammad, "Conceptual" Youth Revolution, "Conceptual" Managed Business, Internet, Social Media, News Media, Google, Bankers, Global Unity,..... etc.)
.

The headquarters of the Corruption Eradication Commission (KPK) in 
Jakarta. (BeritaSatu Photo)
"The Recalibration of Awareness – Apr 20/21, 2012 (Kryon channeled by Lee Carroll) (Subjects: Old Energy, Recalibration Lectures, God / Creator, Religions/Spiritual systems (Catholic Church, Priests/Nun’s, Worship, John Paul Pope, Women in the Church otherwise church will go, Current Pope won’t do it), Middle East, Jews, Governments will change (Internet, Media, Democracies, Dictators, North Korea, Nations voted at once), Integrity (Businesses, Tobacco Companies, Bankers/ Financial Institutes, Pharmaceutical company to collapse), Illuminati (Started in Greece, with Shipping, Financial markets, Stock markets, Pharmaceutical money (fund to build Africa, to develop)), Shift of Human Consciousness, (Old) Souls, Women, Masters to/already come back, Global Unity.... etc.) - (Text version)

… The Shift in Human Nature

You're starting to see integrity change. Awareness recalibrates integrity, and the Human Being who would sit there and take advantage of another Human Being in an old energy would never do it in a new energy. The reason? It will become intuitive, so this is a shift in Human Nature as well, for in the past you have assumed that people take advantage of people first and integrity comes later. That's just ordinary Human nature.

In the past, Human nature expressed within governments worked like this: If you were stronger than the other one, you simply conquered them. If you were strong, it was an invitation to conquer. If you were weak, it was an invitation to be conquered. No one even thought about it. It was the way of things. The bigger you could have your armies, the better they would do when you sent them out to conquer. That's not how you think today. Did you notice?

Any country that thinks this way today will not survive, for humanity has discovered that the world goes far better by putting things together instead of tearing them apart. The new energy puts the weak and strong together in ways that make sense and that have integrity. Take a look at what happened to some of the businesses in this great land (USA). Up to 30 years ago, when you started realizing some of them didn't have integrity, you eliminated them. What happened to the tobacco companies when you realized they were knowingly addicting your children? Today, they still sell their products to less-aware countries, but that will also change.

What did you do a few years ago when you realized that your bankers were actually selling you homes that they knew you couldn't pay for later? They were walking away, smiling greedily, not thinking about the heartbreak that was to follow when a life's dream would be lost. Dear American, you are in a recession. However, this is like when you prune a tree and cut back the branches. When the tree grows back, you've got control and the branches will grow bigger and stronger than they were before, without the greed factor. Then, if you don't like the way it grows back, you'll prune it again! I tell you this because awareness is now in control of big money. It's right before your eyes, what you're doing. But fear often rules. …

Tuesday, April 01, 2014

Space tech provides Africa's first Islamic insurance for herders

Sapa-AFP, 01 april, 2014

Image by: ©Vladimir Wrangel/shutterstock.com

The son of a camel herder, Hassan Bashir knows how tough traditional life in Kenya's arid north is, where pastoralists rely on livestock herds surviving boom and bust cycles of drought.

But Bashir is also an astute entrepreneur, developing Africa's first livestock insurance scheme to make payouts compliant with Islamic law, by bringing together Muslim scholars and number-crunching agricultural experts using NASA weather satellites.

"I've come from the community, and I understand its needs," said Bashir, a sharp-suited businessman respectfully greeting elders dressed in traditional flowing robes in his hometown of Wajir, where goats and donkeys wander the dusty streets.

Bashir, 48, set up Takaful Insurance of Africa three years ago, which unlike ordinary insurance schemes prohibited by Islam, takes only a management fee from clients.

"It is a fair and ethical way to protect pastoralist's livestock assets from natural hazards," said Bashir, whose 80-year old father was one of the first to receive a payout this week for his herd of 50 cows.

Payments are assessed not according to deaths of individual animals as it would be impossible to provide proof, but according to an index drawn up by experts at the Nairobi-based International Livestock Research Institute (ILRI), using satellites to measure vegetation coverage and thus the severity of drought.

The company is named after the Islamic concept of takaful, in which risks are shared among the community, rather than insurance where policy holders effectively gamble risks against the company.

Any surplus money after payments are made is distributed equally to remaining policy holders.

"It is a cooperative welfare basket for the community," Bashir added, who was inspired to switch from regular insurance broking to the Islamic system after "hot discussions" with his family who refused his "unethical" money.

"I wanted to do something to develop the people here," he said.

In 2011, fierce drought here in northeastern Kenya decimated herds with a devastating impact, and spiralled into famine in nearby war-torn Somalia.

Like elsewhere in the Horn of Africa, vast numbers of livestock are kept as a form of savings account. But these living investments face natural hazards.

"The animals are our lives," said 65-year old Abdi Aden Bulle, who lost some 40 of his 50 cows, and eight of his 10 camels in the 2011 drought, a key driver in his decision to join the scheme.

"We sell the animals to get food, to pay school fees, pay medical expenses."

Takaful made the first payouts this week in Wajir to 100 policyholders.

On the bottom end, one herder who had insured three goats and paid a premium of $5 six months ago, received a payout of $7.

At the higher end, a herder who paid some $940 to insure 50 cows received $720 in recompense, less than what he put in due to assessments of the severity of the drought suffered in that area.

Rains were several weeks late this year.

"It's been very, very dry," said herder Khalif Mohammed, who lost three of his 15 goats this year.

Once cash payouts are made, herders say they will use it to restock animals, pay school fees or daily domestic needs.

Animals hold enormous cultural and emotional value and underpin society here.

"People can be made almost crazy when they lose animals in the drought, they would be seen talking to themselves," said Wajir governor Ahmed Abdullahi.

But the economic potential is also huge: here in Wajir country, a scrubland region where most live in traditional huts, government estimates value livestock at some $550 million (400 million euros).

Across Kenya, the pastoral livestock sector is valued at around $5 billion (3.5 billion euros).

Organisers -- backed by some $6 million (4.5 million euros) from Australia, Britain and the European Commission -- hope it can strengthen the ability of fragile communities across the region to cope during droughts, and reduce reliance on food aid.

"It is an innovative product with the possibility to replicate it elsewhere in Kenya and other nations," Dominique Davoux from the European Commission said.

With few of the semi-nomadic people holding bank accounts, insurance premiums are even payable via mobile telephone money transfers using text messages.

Across the Horn of Africa, over 70 million people live in pastoralist areas, regional governments estimate, supplying some 90 percent of all meat.

The ILRI-designed system is already being taken up by insurers in other northern Kenyan regions and southern Ethiopia, totalling some 4,000 policyholders, with numbers growing.

Takaful is eyeing up possibilities in Somalia, especially the more stable self-declared Somaliland in the north.

But the scheme faces challenges ahead, as when drought hits, all members are paid.

The scheme will need to spread the risk by rolling it out to different areas to give it the size and geographical diversity needed "to create a stable insurance scheme", Bashir said.

Related Article:


No comments: